Best Payment Processor Loans
Compare 7+ payment processor financing to find the best rates, terms, and service for your business.
Payment processor financing has emerged as one of the most convenient funding options for businesses that process credit card or digital payments. Companies like PayPal, Square, Shopify, and Stripe offer loans based on your payment processing history, often with no traditional credit check required. This guide compares the top payment processor financing options to help you understand which platform offers the best terms for your business.
Banked.fyi
Unlike other lenders on this list, Banked.fyi is a lending marketplace that connects you with 75+ vetted lenders. This means you can compare multiple offers with one application and no hard credit pull, ensuring you get the best rates and terms for your situation.
Why we like it
- 75+ lending partners
- No hard credit pull
- Same-day funding
- Dedicated advisor
Keep in mind
- •Not a direct lender
Complete comparison
Amazon Lending
PayPal Working Capital
QuickBooks Capital
Shopify Capital
Square Loans
Stripe Capital
How we evaluate lenders
Our evaluation considers factor rates (25%), eligibility requirements (20%), funding speed (20%), repayment flexibility (20%), and integration with your existing platform (15%). While payment processor loans offer convenience, Banked.fyi tops our list because it can connect you with these options AND traditional lenders, ensuring you find the best overall deal.