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TERM LOANS

Business Term Loans

Fixed-term financing with predictable monthly payments for larger investments, expansion projects, acquisitions, and long-term business growth.

$50K-$1M
Loan Amount
1-5 Years
Terms
Fixed
Interest Rate
1
2
3
4
5

How much funding do you need?

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$25K$5M
βœ“ No Hard Credit Pullβœ“ 4hr Funding
THE CHALLENGE

When you need more than working capital

1

Large Capital Needs

Major business investments require significant capital that short-term financing can't provide.

2

Unpredictable Payments

Variable rate products make budgeting difficult when you need to plan for the long term.

3

Limited Growth Capital

Without access to larger amounts, your growth potential is constrained.

THE SOLUTION

Predictable financing for major investments

Business term loans provide the larger amounts and longer terms needed for significant investments with fixed payments you can budget around.

Predictable

Fixed Interest Rates

Lock in your rate at the start. No surprises as market rates change.

Scale

Larger Amounts

Access the capital you need for major investments, not just day-to-day operations.

Flexible

Longer Terms

Terms from 1-5 years spread out payments and reduce monthly obligations.

Easy

Predictable Payments

Same payment every month makes budgeting and cash flow planning simple.

Growth

Build Business Credit

Term loans help establish a strong business credit profile.

Speed

Fast Approval

Get approved in hours, not weeks, even for larger loan amounts.

FAQs

Common questions

What can I use a term loan for?+
Business expansion, equipment purchases, real estate, acquisitions, refinancing existing debt, hiring, marketing investments, or any major business expense.
How is this different from working capital?+
Term loans are larger amounts with longer repayment periods, fixed rates, and are designed for major investments. Working capital is shorter-term for operational needs.
What are the requirements?+
Typically 2+ years in business, $20K+ monthly revenue, and fair to good credit. Exact requirements depend on the loan amount and term.
Are there prepayment penalties?+
Many of our term loans have no prepayment penalties. We'll disclose all terms before you sign anything.

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