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MERCHANT CASH ADVANCE

Merchant Cash Advance

Get an advance on your future credit card sales with flexible daily repayment. Perfect for businesses with strong card sales but variable revenue.

$10K-$500K
Advance Amount
4hrs
Fastest Funding
Daily
Auto Payments
1
2
3
4
5

How much funding do you need?

Drag the slider or type an amount

$25K$5M
βœ“ No Hard Credit Pullβœ“ 4hr Funding
THE CHALLENGE

When a merchant cash advance makes sense

1

Seasonal Revenue

Your income fluctuates throughout the year, making fixed payments difficult during slow periods.

2

Limited Credit Access

Traditional lenders don't understand businesses with high card volume but limited credit history.

3

Immediate Capital Needs

Opportunities don't wait for bank approvals. You need capital when opportunities arise.

THE SOLUTION

Funding that flexes with your sales

A merchant cash advance provides capital based on your future sales, with repayment that automatically adjusts to your daily revenue.

Flexible

Percentage-Based Repayment

Pay a small percentage of daily card sales. Slow day? Smaller payment. Busy day? Larger payment.

Stress-Free

No Fixed Payments

Unlike traditional loans, there are no fixed monthly payments to worry about.

Accessible

High Approval Rates

Based on your sales volume, not just your credit score. Bad credit? No problem.

Speed

Fast Funding

Get approved and funded in as little as 4 hours. No lengthy application process.

Unsecured

No Collateral

No need to put up property or equipment. Your future sales are the collateral.

Clear

Transparent Terms

Simple factor rate pricing. No hidden fees or prepayment penalties.

FAQs

Common questions

How does a merchant cash advance work?+
You receive a lump sum of capital in exchange for a percentage of your future credit card sales. Repayment happens automatically through a small percentage of each day's sales.
What's a factor rate?+
Instead of interest rates, MCAs use factor rates (e.g., 1.2-1.5). Multiply your advance amount by the factor rate to get your total payback amount.
How much can I get?+
Advance amounts are typically based on your monthly credit card processing volume. Most businesses qualify for 1-1.5x their monthly card sales.
Do I need good credit?+
No. We focus on your business sales volume and history, not personal credit scores. We work with all credit types.

Ready to get funded?

Get pre-qualified in minutes with no impact to your credit score.