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LINE OF CREDIT

Business Line of Credit

Flexible, revolving credit that you can draw from whenever you need it. Only pay interest on what you use, and replenish as you repay.

$25K-$250K
Credit Line
Same Day
Approval
Revolving
Credit Type
1
2
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5

How much funding do you need?

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$25K$5M
βœ“ No Hard Credit Pullβœ“ 4hr Funding
THE CHALLENGE

When a line of credit makes sense

1

Unpredictable Expenses

Business expenses don't always come at convenient times. You need capital available when opportunities or challenges arise.

2

Overpaying for Unused Capital

With term loans, you pay interest on the full amount whether you use it all or not.

3

Slow Reapplication

Having to apply for a new loan every time you need capital wastes time and adds uncertainty.

THE SOLUTION

Access capital on your terms

A business line of credit gives you a pool of capital to draw from whenever you need it, with interest only on what you actually use.

On Demand

Draw As Needed

Access funds whenever you need them without reapplying. Just draw and use.

Cost-Effective

Only Pay for What You Use

Unlike term loans, you only pay interest on the amount you've actually drawn.

Renewable

Revolving Credit

As you repay, your available credit replenishes. Use it again and again.

Fast

Quick Access

Once approved, draw funds instantly to your business account.

Flexible

Flexible Repayment

Pay back on your schedule with minimum payments that work for your cash flow.

Growth

Build Business Credit

Responsible use of a credit line helps build your business credit profile.

FAQs

Common questions

How does a business line of credit work?+
You're approved for a maximum credit limit (e.g., $100K). Draw any amount up to that limit when needed, pay it back, and the credit becomes available again - just like a credit card but with better rates.
When should I use a line of credit vs. a loan?+
A line of credit is ideal for ongoing or unpredictable capital needs. A term loan is better for one-time expenses with a known amount like equipment or expansion projects.
What are the fees?+
Most lines of credit have an interest rate on drawn amounts plus a small annual or monthly maintenance fee. There are no fees on unused credit.
Can I increase my limit?+
Yes. After establishing a positive payment history, you can request a credit line increase based on your business growth and performance.

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