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BAD CREDIT LOANS

Bad Credit Business Loans

Your credit score doesn't define your business potential. We look at your revenue and business performance to provide funding when traditional lenders say no.

$10K-$500K
Loan Amount
No Min
Credit Score
4hrs
Fastest Funding
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How much funding do you need?

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$25K$5M
βœ“ No Hard Credit Pullβœ“ 4hr Funding
THE CHALLENGE

Why traditional lenders say no

1

Bank Rejections

Traditional banks rely heavily on credit scores, automatically rejecting applications below certain thresholds.

2

Past Financial Challenges

Bankruptcies, late payments, or high credit utilization from past struggles continue to haunt your applications.

3

New Business, No History

New businesses often have thin credit files that don't reflect their true potential.

THE SOLUTION

Funding based on your business, not your credit

We evaluate your business revenue, cash flow, and performance rather than just looking at a credit score number.

Fair

Revenue-Based Approval

We focus on your business cash flow and revenue history, not your personal credit score.

Inclusive

No Minimum Credit Score

Whether your score is 500 or 700, we'll work with you to find a funding solution.

Fast

Same-Day Funding

Get approved and funded quickly. Don't let past credit issues slow you down.

Flexible

Multiple Options

From merchant cash advances to revenue-based loans, we have products designed for all credit situations.

Growth

Build Your Profile

Successfully completing funding can help you build a positive business credit history.

Honest

Transparent Terms

Clear pricing with no hidden fees. Know exactly what you're paying.

FAQs

Common questions

What credit score do I need?+
There's no minimum credit score requirement. We evaluate your business based on revenue, time in business, and cash flow rather than just credit scores.
Why was I declined by banks?+
Banks typically have strict credit requirements. We use different criteria focused on your business performance, which is why we can approve businesses that banks reject.
Will applying hurt my credit?+
No. We use a soft credit pull for pre-qualification which does not impact your credit score.
What are the requirements?+
You need to be in business for at least 6 months with $10,000+ in monthly revenue. We look at your business, not just your credit.

Ready to get funded?

Get pre-qualified in minutes with no impact to your credit score.