COMPARISON
Banked.fyi vs Greenbox Capital
An honest comparison to help you choose the right business funding partner for your needs.
✓ Unbiased Analysis✓ Real User Feedback✓ Updated December 2025
OVERVIEW
At a glance
B
Banked.fyi
RECOMMENDEDA modern business funding marketplace that connects you with 75+ lenders for the best rates and terms. Transparent pricing, fast approvals, and dedicated support.
Highlights
- No hard credit pull to check rates
- Access to 75+ lenders in one application
- Same-day funding available
- Transparent fee structure
- US-based support team
G
Greenbox Capital
Est. 2012Greenbox Capital offers merchant cash advances and working capital with fast approval and funding for small businesses.
Pros
- Very fast funding
- Low requirements
- Bad credit OK
- Large amounts
Cons
- Very high rates
- Not transparent
- Daily payments
- Short terms
FEATURES
Feature comparison
| Feature | Banked.fyi | Greenbox Capital |
|---|---|---|
Soft Credit Pull to Check Rates See rates without impacting your credit score | ||
Same-Day Funding Get funds deposited the same day you apply | ||
Multiple Lender Options Compare offers from multiple lenders | ||
Bad Credit Accepted Options for credit scores below 600 | ||
No Collateral Required Unsecured funding options available | ||
Transparent Pricing Clear fee structure with no hidden costs | ||
Dedicated Advisor Personal support throughout the process | ||
Maximum Loan Amount Highest available funding | $5,000,000 | $500,000 |
Minimum Credit Score Credit requirements | All credit types | 500+ |
Time in Business Required Minimum operating history | 3 months | 3 months |
APR Range Interest rate range | 7.5% - 45% | 20% - 99% |
Funding Speed How quickly you can get funded | Same day - 7 days | Same day |
Rate Competitiveness How competitive are the offered rates | 4.5 | 2.0 |
Application Experience Ease and speed of the application process | 4.5 | 5.0 |
Customer Support Quality Responsiveness and helpfulness of support | 5.0 | 3.0 |
RATINGS
How they compare
Interest Rates
Banked.fyi
4.5
Greenbox Capital
2.0
Funding Speed
Banked.fyi
4.5
Greenbox Capital
5.0
Customer Service
Banked.fyi
5.0
Greenbox Capital
3.0
Flexibility
Banked.fyi
5.0
Greenbox Capital
4.0
Overall Experience
Banked.fyi
4.5
Greenbox Capital
3.0
OUR VERDICT
Banked.fyi edges out Greenbox Capital
Both are solid options, but Banked.fyi's marketplace model gives you more flexibility and options. Greenbox Capital excels at very fast funding, but for most businesses seeking the best rates and terms, Banked.fyi's ability to compare multiple lenders in one application is a significant advantage.
FAQs
Common questions
Is Banked.fyi better than Greenbox Capital?+
Both options have their strengths. Banked.fyi is a lending marketplace that connects you with 75+ lenders, giving you more options to compare. Greenbox Capital is a direct lender with very fast funding. The best choice depends on your specific needs, credit profile, and funding timeline.
What are the main differences between Banked.fyi and Greenbox Capital?+
The key difference is that Banked.fyi provides access to 75+ lenders through one application, while Greenbox Capital offers funding directly. Banked.fyi offers loan amounts up to $5M with funding as fast as 4 hours, while Greenbox Capital offers up to $500,000 with funding in Same day.
Which has better rates: Banked.fyi or Greenbox Capital?+
Rates vary based on your business profile, credit score, and loan type. Banked.fyi's marketplace model often helps businesses find more competitive rates by comparing multiple lenders. Greenbox Capital's rates range from 20% to 99%. We recommend checking both to see which offers better terms for your situation.
What credit score do I need for Greenbox Capital?+
Greenbox Capital typically requires a minimum credit score of 500+. Banked.fyi works with all credit types and can connect you with lenders even if you have bad credit, giving you more options to explore.
How fast can I get funded with Greenbox Capital vs Banked.fyi?+
Greenbox Capital typically funds in Same day. With Banked.fyi, depending on the lender match, you can receive funding as fast as 4 hours for certain products, though most loans fund within 1-7 days.
Does Greenbox Capital do a hard credit pull?+
Greenbox Capital may perform a hard credit pull as part of the application process. Banked.fyi never performs a hard credit pull when checking your rates—only when you choose to proceed with a specific lender.