ERTC Advance for Cleaning Businesses
Your cleaning company filed for Employee Retention Tax Credit months ago. The refund could be $20,000-$150,000 based on crew retention through COVID. The IRS says 6-12 months processing. An ERTC advance lets you access most of that refund now.
How much funding do you need?
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Understanding ERTC for Cleaning
The Employee Retention Tax Credit provided significant refunds to cleaning companies that maintained crews through COVID. IRS processing backlogs create long waits.
Cleaning ERTC Eligibility
Cleaning companies qualified for ERTC through contract disruptions or significant revenue decline during COVID periods.
Crew Retention Credits
Each retained employee generated ERTC. A cleaning company with 10 crew members through COVID could generate $50,000-$200,000+ in credits.
Processing Reality
IRS ERTC processing currently takes 6-12+ months due to massive filing volume.
How Advances Work
ERTC advance providers evaluate your filed claim and advance 70-90% of expected refund. When IRS pays, the advance is repaid plus fees.
The ERTC Waiting Problem
Cleaning ERTC refunds are stuck in IRS processing backlogs.
IRS Processing Delays
Filed your ERTC claim months ago. Still waiting. The IRS says 6-12 months.
Equipment Waiting
That ERTC refund could fund equipment or vehicles. Instead it sits in IRS processing.
Growth on Hold
Expansion plans delayed by capital stuck waiting for IRS.
Opportunity Cost
Money in IRS processing is money not working in your business.
Bridge IRS Processing Delays
An ERTC advance converts your pending refund into immediate capital. Stop waiting 6-12+ months. Get 70-90% of your expected refund now.
Immediate Capital
Receive 70-90% of expected ERTC refund within weeks.
Non-Recourse Structure
Many ERTC advances are non-recourse. If IRS reduces claim, you may not owe difference.
No Monthly Payments
Advance repaid when IRS issues your refund. No monthly obligations.
Flexible Use
Deploy for equipment, vehicles, working capital, or any business purpose.
Growth Enablement
Convert waiting capital to growth investment.
Using Your ERTC Advance
How cleaning companies deploy ERTC advance capital.
Equipment Purchase
New equipment funded with ERTC advance.
Typical funding: Based on ERTC amount
Vehicle Fleet
Service vehicles purchased with advance capital.
Typical funding: Based on ERTC amount
Debt Payoff
Pay down high-cost MCA or other financing.
Typical funding: Based on ERTC amount
Working Capital
Strengthen cash position for operations.
Typical funding: Based on ERTC amount
ERTC Advance vs. Waiting
Understanding the trade-offs.
| Feature | ERTC Advance | Wait for IRS | Other Financing |
|---|---|---|---|
| Time to Capital | 2-4 weeks | 6-12+ months | 1-4 weeks |
| Amount Received | 70-90% of refund | 100% of refund | Based on business |
| Cost | 10-30% of refund | None | Interest on amount |
| Monthly Payments | None until refund | N/A | Yes |
ERTC Advance Requirements
What is needed to advance your pending ERTC refund.
Filed ERTC Claim
Must have already filed amended 941-X forms with the IRS.
Filed and acknowledged
Claim Documentation
Complete ERTC calculation worksheets and 941-X forms.
Full documentation
Legitimate Claim Basis
Claim based on actual eligibility.
Valid eligibility
Operating Business
Cleaning company must still be operating.
Active business
ERTC advances require thorough claim review. Stronger claims receive better terms.
Real Results
Quality Janitorial Services
Commercial Cleaning, Texas
The Challenge
Quality Janitorial filed $85,000 in ERTC claims based on maintaining their 8-person crew through COVID. Filed 10 months ago, still waiting. Wanted to add service vehicles.
The Solution
We reviewed the ERTC filing and advanced $68,000 (80% of claimed amount).
The Result
Quality purchased two service vans immediately. Additional vehicles enabled taking on larger commercial contracts. When IRS paid 5 months later, advance settled automatically.
“I could wait another 6+ months or take $68,000 now and buy vans. The vans are already generating revenue.”
ERTC Program Data for Cleaning
Why Advance Your ERTC
Investment Now
Equipment working now is worth more than money later.
Competitive Timing
Invest while others wait.
Eliminate Uncertainty
Stop wondering when IRS will process.
Risk Transfer
Non-recourse structures transfer some IRS risk.