Merchant Cash Advance for Law Firms
Expert witness needed for trial next month. Case expense opportunity expires this week. Settlement delayed but payroll is Friday. Banks need 30 days. MCA can put capital in your firm account within days based on your practice revenue.
How much funding do you need?
Drag the slider or type an amount
MCA for Law Firm Speed
MCA is not the cheapest law firm financing, but it is often the fastest. When case expenses, expert fees, or opportunities need immediate response, MCA provides capital while other options process.
Speed Priority
MCA excels when speed matters more than cost. Expert witness deadline, case expense, or opportunity requiring immediate action.
Revenue-Based Qualification
MCA evaluates bank statements and fee deposits rather than extensive documentation. Strong practices qualify despite credit challenges.
Case Timing Accommodation
Providers evaluating law firms understand that fee timing follows case settlement patterns.
Strategic Use
MCA works best for short-term, high-value situations: expert fees, case expenses, or bridge capital.
When Speed Trumps Cost
MCA trades higher cost for speed when law firm situations demand immediate capital.
Expert Witness Deadline
Expert needed for trial. Payment required before testimony. Need capital faster than banks provide.
Case Expense Timing
Deposition costs, filing fees, or discovery expenses needed immediately.
Settlement Delay
Expected settlement delayed. Payroll still due. Need bridge capital.
Bank Timeline Mismatch
Bank wants 30-60 days. Your case needs capital this week.
Credit Challenges
Past credit issues but strong current fees. Banks see score. MCA sees revenue.
Opportunity Window
Case opportunity or practice development requiring immediate capital.
Law Firm MCA Process
From application to funding in days, not weeks.
Application
Complete online application with firm information.
10 minutes
Documentation
Provide 4 months of bank statements showing fee deposits.
Upload documents
Offer
Receive offer with advance amount, factor rate, and payment structure.
24-72 hours
Funding
Accept and receive funds deposited to your firm account.
Same or next day
Fast Capital for Legal Emergencies
MCA provides rapid access to capital when law firm situations cannot wait. Expert fees, case expenses, and time-sensitive needs get addressed in days.
Speed
Most law firm MCA applications receive decisions within 24-72 hours.
Revenue Focus
Fee deposits matter more than credit scores. Strong practices qualify.
Minimal Documentation
Bank statements and application. No tax returns typically required.
Credit Flexibility
Credit challenges offset by strong fee collection.
Case Expenses
Get capital for expert witnesses and case costs when needed.
Settlement Bridge
Bridge cash flow while settlements finalize.
Law Firm MCA Applications
Situations where MCA speed helps law firms.
Expert Witness Fees
Expert testimony needed. Payment required before trial.
Typical funding: $20K-$75K
Case Expenses
Depositions, discovery, and litigation costs needed immediately.
Typical funding: $25K-$100K
Settlement Bridge
Settlement delayed. Payroll and overhead continue.
Typical funding: $30K-$150K
Credit Challenges
Strong fee collection but credit issues. Fund based on revenue.
Typical funding: $25K-$150K
Practice Opportunity
Time-sensitive opportunity requiring immediate capital.
Typical funding: $30K-$100K
Technology Emergency
Critical system failure requiring immediate repair.
Typical funding: $15K-$50K
MCA vs. Other Law Firm Financing
Understanding when MCA makes sense for your firm.
| Feature | MCA | Working Capital | Bank Loan |
|---|---|---|---|
| Speed | 24-72 hours | 3-10 days | 30-60 days |
| Documentation | Bank statements | More required | Extensive |
| Credit Requirements | Flexible | Moderate | Strong |
| Total Cost | Higher | Moderate | Lowest |
| Best For | Emergencies/speed | Planned needs | Major needs |
| Payment Structure | Daily/weekly | Monthly | Monthly |
| Revenue Value | Primary | Important | Minor factor |
| Collateral | None | Often none | Usually required |
Law Firm MCA Requirements
MCA qualification focuses on revenue and fee collection.
Practice Revenue
Demonstrated fee collection through bank deposits.
$25,000+ monthly
Firm History
Operating law firm with established practice.
6+ months minimum
Bank Account
Firm checking with fee deposit history.
4+ months statements
No Active Bankruptcy
Cannot be in active bankruptcy proceedings.
No open BK
Active License
Bar license in good standing.
Active license
Deposit Consistency
Consistent deposit patterns showing stability.
Regular deposits
MCA emphasizes revenue over credit scores. Strong fee collection supports approval regardless of credit history.
Real Results
Anderson Injury Law
Personal Injury, California
The Challenge
Anderson had trial in 6 weeks requiring $45,000 for medical expert testimony. Expected settlement $200,000+ but expert needed payment now. Bank wanted 4 weeks.
The Solution
We evaluated their $55,000 monthly fee deposits and approved $50,000 MCA at 1.32 factor. Funding arrived in 3 days.
The Result
Expert retained. Testimony was pivotal. Case settled for $285,000. MCA cost was fraction of settlement improvement from quality expert testimony.
“The expert witness made our case. Without fast funding, we would have gone to trial without him. That testimony was worth every penny of MCA cost.”
Law Firm MCA Data
Statistics on MCA for legal practices.
When MCA Works for Law Firms
Strategic uses for fast legal capital.
Expert Investment
Proper expert testimony improves case outcomes.
Speed to Capital
Capital when you need it for case success.
Revenue Focus
Strong fee collection matters more than credit.
Simple Process
Bank statements and application. No extensive documentation.
Case Success
Proper investment in cases improves outcomes.
Settlement Bridge
Bridge operations while settlements finalize.