Banked[Get Funded]
Select Region
VETERINARY ERTC ADVANCE

ERTC Advance for Veterinary Practices

Filed for the Employee Retention Tax Credit but waiting endlessly for the IRS? Access up to 90% of your practice's ERTC refund now instead of waiting 12-18 months. Put your money to work today.

Up to 90%
Advance Rate
Days
Not Months
$26K/Employee
Max Credit
1
2
3
4
5

How much funding do you need?

Drag the slider or type an amount

$25K$5M
βœ“ No Hard Credit Pullβœ“ 4hr Funding
INDUSTRY INSIGHTS

ERTC Opportunity for Veterinary Practices

Veterinary practices that maintained staff during COVID disruptions may be entitled to substantial ERTC refunds. However, IRS processing backlogs mean waiting 12-18 months or longer for your money.

Substantial Refund Potential

The ERTC provides up to $26,000 per employee for qualifying periods. A practice with 10 employees could be owed $100,000 to $260,000.

IRS Processing Backlog

IRS is processing ERTC claims very slowly due to volume and fraud concerns. Wait times of 12-18 months are common.

Veterinary Qualification

Many veterinary practices qualify due to government-ordered capacity limitations, supply chain disruptions, or revenue declines during qualifying periods.

Capital Locked Away

Practices waiting for ERTC refunds have significant capital tied up that could be invested in equipment, staff, or expansion.

THE CHALLENGE

The ERTC Waiting Problem for Veterinarians

Your money should be working for your practice, not sitting in IRS queues.

1

IRS Processing Backlog

The IRS is processing ERTC claims slowly. Your refund could take 12-18 months or longer to arrive.

2

Capital Locked Away

Veterinary practices with clinical and support staff have significant ERTC claims tied up waiting for IRS processing.

3

Equipment Upgrades Delayed

While waiting, you are missing opportunities to invest in diagnostic equipment and technology improvements.

4

Expansion On Hold

Practice growth plans are stalled while your ERTC refund sits in IRS processing queues.

5

Staff Investment Delayed

Hiring additional veterinarians or technicians requires capital that is tied up in pending refunds.

6

Uncertainty Continues

Not knowing when your refund will arrive makes financial planning and budgeting difficult.

HOW IT WORKS

Veterinary ERTC Advance Process

Simple process to access your ERTC refund now.

1

Submit Documentation

Provide your ERTC filing documentation, amended returns, and any IRS acknowledgments.

Same day

2

Claim Review

We review your ERTC claim and filing documentation to verify eligibility and amount.

1-3 days

3

Advance Offer

Receive your advance offer with clear terms including advance rate and fees.

2-5 days

4

Fast Funding

Accept and receive your advance. IRS refund repays the advance when processed.

1-3 days

THE SOLUTION

Unlock Your ERTC Refund Today

An ERTC advance lets your veterinary practice access the refund you are owed now, instead of waiting 12-18 months or longer for IRS processing. Put your money to work for your practice immediately.

90% Access

Up to 90% Advance

Access up to 90% of your approved or filed ERTC claim immediately.

Fast

Days, Not Months

Get funded in days instead of waiting 12-18+ months for IRS processing.

Easy

Simple Process

Provide your ERTC filing documentation. We handle the review and advance process.

Growth

Invest in Equipment

Use freed capital for veterinary equipment, technology, or practice improvements.

Protected

Non-Recourse Options

Some programs are non-recourse. If IRS denies your claim, you may not owe repayment.

Experience

Veterinary Experience

We have helped many veterinary practices access their ERTC refunds early.

USE CASES

ERTC Advance Investment Uses

How veterinary practices are using ERTC advance funds.

Equipment Upgrades

Invest in digital X-ray, ultrasound, or diagnostic equipment immediately.

Typical funding: Variable

Facility Improvements

Renovate exam rooms, waiting areas, or add surgical capacity.

Typical funding: Variable

Staff Expansion

Hire additional veterinarians, technicians, or support staff.

Typical funding: Variable

Technology Investment

Implement new practice management software, telemedicine, or client communication tools.

Typical funding: Variable

Marketing Growth

Invest in marketing and client acquisition to grow your patient base.

Typical funding: Variable

Debt Reduction

Pay down high-interest debt or consolidate obligations.

Typical funding: Variable

COMPARISON

ERTC Advance vs. Waiting

Compare accessing your ERTC now versus waiting for IRS processing.

FeatureERTC AdvanceWait for IRSWorking Capital Loan
Time to Access Funds1-2 weeks12-18+ months1-5 days
Access AmountUp to 90% of ERTC100% (eventually)Based on revenue
CollateralERTC refundN/ABusiness assets
Your Credit ImpactMinimalNoneEvaluated
RepaymentFrom IRS refundN/AFixed schedule
Risk of IRS DenialNon-recourse optionsFull riskN/A
Current InvestmentImmediateDelayed 12-18 monthsImmediate
Opportunity CostLowHigh (waiting)Interest cost
ELIGIBILITY

ERTC Advance Requirements

Requirements for veterinary practice ERTC advances.

Filed ERTC Claim

ERTC claim must be filed with the IRS, typically via amended Form 941.

Filed with IRS

Valid Claim

ERTC claim should be properly calculated and documented by qualified preparer.

Professional preparation

Filing Documentation

Complete ERTC filing documentation including calculations and supporting records.

Full documentation

IRS Acknowledgment

IRS acknowledgment of receipt helpful but not always required.

If available

Operating Practice

Active veterinary practice with current operations.

Operating business

Claim Status

Claim should be pending or approved. Previously denied claims may not qualify.

Pending or approved

If you have not yet filed for ERTC, we can connect you with qualified ERTC specialists who work with veterinary practices.

SUCCESS STORY

Real Results

H

Heritage Veterinary Hospital

Full-Service Practice, Virginia

The Challenge

The practice filed for $185,000 in ERTC refunds 14 months ago. IRS had not processed the claim and estimated another 6-12 months. The practice wanted to invest in digital radiography ($65,000) but would not deplete cash reserves waiting for the refund.

The Solution

ERTC advance for $155,000 (84% of claim) with non-recourse terms. Advance funded within 10 days. When IRS processes the claim, remaining balance minus fees will be released.

The Result

Digital radiography installed within a month. The system generates $4,500 monthly in additional imaging revenue. Practice also invested in marketing that drove 20% new client growth. Instead of waiting another year, capital is working now.

β€œWe filed our ERTC claim 14 months ago and heard nothing from the IRS. The advance let us invest in equipment that is now generating revenue every day. We would still be waiting if we had not done this.”
$155,000
Funded
10 days
Time to Fund
BY THE NUMBERS

ERTC Data for Veterinary Practices

Statistics on ERTC and advance financing.

$26K
Maximum Credit Per Employee
IRS ERTC Program
14 mo
Average IRS Processing Time
Current Data
80-90%
Typical Advance Rate
Advance Programs
$125K
Average Veterinary Practice ERTC
Filing Data
WHY CHOOSE US

ERTC Advance Benefits for Vet Practices

Advantages of accessing your ERTC refund early.

Immediate Capital Access

Put your money to work now instead of waiting 12-18+ months for IRS.

Investment Opportunity

Equipment, staff, and improvements generate returns while you wait otherwise.

Non-Recourse Protection

Some programs protect you if IRS denies or reduces your claim.

Simple Repayment

IRS refund repays the advance automatically. No separate payment schedule.

Planning Certainty

Know your capital position now instead of uncertain IRS timing.

Growth Enablement

Fuel practice growth with capital that is rightfully yours.

FAQs

Veterinary ERTC Advance FAQs

What is the ERTC?+
The Employee Retention Tax Credit provided up to $26,000 per employee for businesses that kept staff during COVID shutdowns or revenue declines in 2020 and 2021.
Do I need to have already filed for ERTC?+
Yes. ERTC advances are based on filed claims. If you have not filed yet, we can connect you with qualified ERTC specialists.
What if my ERTC claim is denied?+
Options vary. Some advances are non-recourse, meaning denial does not require repayment. Others may have recourse provisions. We will explain all terms clearly.
How much can my practice get?+
Advance amounts depend on your ERTC claim size, typically up to 80-90% of the filed amount. Practices with multiple staff may have substantial refunds.
What documentation is needed?+
Your filed ERTC claim, amended 941 forms, calculation worksheets, and any IRS acknowledgments or correspondence.
How long until I get funded?+
Most ERTC advances fund within 1-2 weeks after documentation submission and review.
What are the fees?+
Fees vary based on claim size, advance amount, and risk factors. We provide clear fee disclosure before you commit.
What happens when the IRS processes my claim?+
The IRS refund goes to repay the advance. Any remaining balance (after advance amount and fees) is released to you.

Access Your ERTC Refund Now

Stop waiting for the IRS. Get up to 90% of your ERTC refund in days, not months.