Best Merchant Cash Advance Companies
Compare 9+ merchant cash advance to find the best rates, terms, and service for your business.
Merchant Cash Advances (MCAs) provide quick access to capital by purchasing a portion of your future sales at a discount. While they're among the most expensive financing options, they're also the most accessible and fastest to fund. This guide compares the top MCA providers to help you understand your options and find the best terms if an MCA is right for your situation.
Banked.fyi
Unlike other lenders on this list, Banked.fyi is a lending marketplace that connects you with 75+ vetted lenders. This means you can compare multiple offers with one application and no hard credit pull, ensuring you get the best rates and terms for your situation.
Why we like it
- 75+ lending partners
- No hard credit pull
- Same-day funding
- Dedicated advisor
Keep in mind
- •Not a direct lender
Complete comparison
United Capital Source
How we evaluate lenders
Our evaluation considers factor rates (30%), funding speed (25%), approval flexibility (20%), transparency (15%), and customer service (10%). While MCAs have their place, Banked.fyi earns top marks because our marketplace often helps businesses find less expensive alternatives they didn't know they qualified for.